Cirencester Friendly announces short-term benefit option

The short-term benefit offers customers up to the age of 70 cover and a maximum benefit of 65% of income, with a limit of £52,000 a year. The launch follows demand from both advisers and consumers, the provider noted, including deferred periods from one week to 12 months. There is no loading for occupation, smoking or hazardous pursuits except motor sports, as with all of the provider's products. Cirencester noted that the sales and underwriting processes will remain the same as for its long-term benefit option, while the support services available to customers offer the same range...