Royal London rolls out underwriting changes for diabetes

The changes are also aimed at ensuring type 2 diabetes loadings are appropriate, the mutual detailed. As such, Royal London has removed or reduced some of the additional loadings applied in underwriting diabetes, such as the reduction to the loading applied for the complication of background retinopathy. The mutual has also introduced a bespoke approach for pre-diabetes in a bid for more customers to get a decision at the point of application. The changes are in line with the mutual insurer's commitment to "regularly enhance" the most common areas of its protection underwriting dis...