Royal London enhances mental health underwriting

As part of the changes, customers with minor conditions and disabilities will now be accepted on standard terms when trying to obtain protection, with cover available with a rating instead of an exclusion. The changes also see more customers with milder symptoms who were treated with counselling, cognitive behavioural therapy (CBT) or psychological therapies, now accepted on standard terms. Additionally, customers with a suicidal attempt history, suicidal ideation or inpatient treatment, will now be offered terms for life or critical illness cover. The update to mental health under...