Aviva has announced changes to its underwriting questions on Covid-19 and mental health for individual protection applications.
The insurer stated that its updated underwriting approach is aimed at improving access to insurance for more customers. The changes include reducing the need for applicants to disclose a Covid-19 diagnosis or symptoms from within the last 30 days to 14 days and amending the definition of cough to "a new continuous cough" in line with NHS guidance on common Covid-19 symptoms. Aviva removed the need for a customer to self-isolate or disclose contact with someone who's been confirmed or suspected to have Covid-19 in August and stated that the latest change will allow applications to rece...
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