LV= loosens underwriting restrictions for FPP IP

‘More than 70% of cases accepted with no further evidence required’

Adam Saville
clock • 1 min read

Insurer reduces non-medical limits and evidence requirements for Flexible Protection Plan income protection

LV= has adjusted its non-medical limits for Flexible Protection Plan (FPP) income protection (IP) and removed additional evidence requirements such as tele-interviews. The insurer said the steps taken will help ease access to protection and alleviate growing pressures on the NHS due to the surge in coronavirus cases. On 6 January 2020, for FPP IP, LV= removed the requirement for automatic medical telephone interviews. And, won't be replacing these with additional evidence requirements; significantly increased limits for paramedical screening reports and cotinine levels for clients up ...

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