Aviva makes underwriting changes to improve access to insurance

Effective 6 December

Adam Saville
clock • 2 min read

Aviva has introduced a number of underwriting improvements to its protection products

Following a review of its non-medical limits, Aviva has introduced a number of improvements to its underwriting approach to its protection products, excluding Simple Life Insurance. Effective 6 December, Aviva is increasing the threshold at which it sends a client for a doctor examination, replacing these with nurse examinations at lower sum assured values. It is moving the vast majority of routine exercise ECGs to a simple blood test to speed up the process, while also adding this test to its requirements for customers aged 50 and over who need to give a blood sample. Aviva's automat...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Underwriting

Aviva adds AI underwriting tool to CIC

Aviva adds AI underwriting tool to CIC

Next focus will be on income protection

Jaskeet Briah
clock 18 March 2026 • 1 min read
UnderwriteMe adds underwriting for weight loss

UnderwriteMe adds underwriting for weight loss

Rise in weight loss injections

Cameron Roberts
clock 18 November 2025 • 2 min read
Partner Insight: Beyond the price tag - why fully underwritten quotes are your secret weapon

Partner Insight: Beyond the price tag - why fully underwritten quotes are your secret weapon

David Russell, Senior Manager Underwriting & Claims Strategy, Scottish Widows
clock 06 October 2025 • 3 min read