Adviser calls for additional underwriting flexibility

‘Inconsistencies making it very difficult’

Adam Saville
clock • 2 min read

Life insurers should offer cover and underwrite later for borderline cases stuck in the pipeline, says Heath Protection Solutions MD

While she welcomed insurer attempts to increase underwriting flexibility the during COVID-19 crisis so far, protection adviser Naomi Greatorex still feels more could be done to help her clients get cover. The Heath Protection Solutions managing director has urged for increased leeway on cases which have been stuck in the pipeline due to GP reports (GPRs) or medical evidence requirements. Even though some insurers have resumed requesting evidence after initially stopping, Greatorex recently found one insurer refusing to accept anything other than automatic evidence. For one case, a ...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Adviser / Broking

COVER Customer Care Conference 2025: Roundup

COVER Customer Care Conference 2025: Roundup

Today (27 June, 2025), COVER hosted its Customer Care Conference, focussing on building consumer trust through care.

Cameron Roberts
clock 27 June 2025 • 4 min read
BIBA publishes guide for brokers to understand AI

BIBA publishes guide for brokers to understand AI

Regulatory, legal and compliance considerations

Cameron Roberts
clock 27 June 2025 • 1 min read
GRiD adds IHC to membership

GRiD adds IHC to membership

Independent advice to corporate clients

Jaskeet Briah
clock 18 June 2025 • 1 min read