Adviser calls for additional underwriting flexibility

‘Inconsistencies making it very difficult’

Adam Saville
clock • 2 min read

Life insurers should offer cover and underwrite later for borderline cases stuck in the pipeline, says Heath Protection Solutions MD

While she welcomed insurer attempts to increase underwriting flexibility the during COVID-19 crisis so far, protection adviser Naomi Greatorex still feels more could be done to help her clients get cover. The Heath Protection Solutions managing director has urged for increased leeway on cases which have been stuck in the pipeline due to GP reports (GPRs) or medical evidence requirements. Even though some insurers have resumed requesting evidence after initially stopping, Greatorex recently found one insurer refusing to accept anything other than automatic evidence. For one case, a ...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Adviser / Broking

 4.72% of UK deaths resulted in an IHT charge during 23/24

4.72% of UK deaths resulted in an IHT charge during 23/24

Figures ‘set to accelerate’

Sophia Panayi
clock 30 July 2026 • 2 min read
BW Consulting partners with Working To Wellbeing on vocational rehab

BW Consulting partners with Working To Wellbeing on vocational rehab

Support for employees with chronic conditions

Jaskeet Briah
clock 28 July 2026 • 1 min read
amii appoints Charlie Francis to executive committee

amii appoints Charlie Francis to executive committee

Howha PMI managing director

Jaskeet Briah
clock 24 July 2026 • 1 min read