Adviser calls for additional underwriting flexibility

‘Inconsistencies making it very difficult’

Adam Saville
clock • 2 min read

Life insurers should offer cover and underwrite later for borderline cases stuck in the pipeline, says Heath Protection Solutions MD

While she welcomed insurer attempts to increase underwriting flexibility the during COVID-19 crisis so far, protection adviser Naomi Greatorex still feels more could be done to help her clients get cover. The Heath Protection Solutions managing director has urged for increased leeway on cases which have been stuck in the pipeline due to GP reports (GPRs) or medical evidence requirements. Even though some insurers have resumed requesting evidence after initially stopping, Greatorex recently found one insurer refusing to accept anything other than automatic evidence. For one case, a ...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Adviser / Broking

SM Advice adds sign language translation to offering

SM Advice adds sign language translation to offering

Aims to tackle financial exclusion

Jaskeet Briah
clock 06 May 2025 • 2 min read
'The way we talk about protection has moved on': PA360

'The way we talk about protection has moved on': PA360

Growing interest among IFAs and wealth managers

Jenna Brown
clock 02 May 2025 • 4 min read
COVER Women in Protection and Health Awards 2025: In pictures

COVER Women in Protection and Health Awards 2025: In pictures

Winners gallery and on the night pictures

COVER
clock 02 May 2025 • 1 min read