L&G provides medical screening update

'Have a conversation with clients'

Adam Saville
clock • 1 min read

Legal & General reports it is ‘still receiving a good volume of health reports’ for customers from GPs

L&G said: "Due to current restrictions on physical distancing, the doctors and nurses who usually offer screenings, medical evaluations and tests cannot complete these at the moment.   "These screenings are primarily required as part of our underwriting approach as you know if your client should wish to have a higher financial amount of cover." Insurer has issued a list of evidence requirements for its medical limits to show how much cover can be offered without a screening. L&G said it recommends that advisers have a conversation with clients to determine what level of cover is app...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Underwriting

Two key medical underwriting trends impacting your clients in 2024

Two key medical underwriting trends impacting your clients in 2024

Mental health and the right to be forgotten

Darren Lee
clock 20 February 2024 • 3 min read
HSBC Life introduces underwriting changes for mental health

HSBC Life introduces underwriting changes for mental health

Applicants more likely to receive cover and standard terms

Jaskeet Briah
clock 01 February 2024 • 1 min read
Is excess mortality here to stay?

Is excess mortality here to stay?

“There is something bigger at play here for society”

Jaskeet Briah
clock 31 January 2024 • 5 min read