Guardian restricts maximum cover above increased non-medical limits

Guardian said all applications for cover above its life protection non-medical limits will be restricted to the maximum cover available, based on the applicant's age. However, the insurer has increased all its life protection non-medical limits by 10% for clients aged 60 and under for all new and pipeline applications. If an application is above its current non-medical limits the application will be referred. For example, a client up to age 40 applying for life cover of £900,000 will be restricted to £770,000 cover rather than £700,000 Guardian will look for alternative forms of...