British Friendly removes day one and week one IP

Until further notice

Adam Saville
clock • 1 min read

Other insurers withdrawing short-term deferred options left the mutual feeling ‘very exposed’

From 5pm tonight (30 March), British Friendly will no longer offer income protection (IP) policies with a day one or week one deferred period. The move follows its decision to apply a coronavirus exclusion to anyone applying after 13 March. Anyone who has applied today or before will be able to proceed with the deferred period they selected and the decision will be under regular review, it said. British Friendly added that while these options have been removed from its application system, it may take up to 48-72 hours for the portals to update their systems. 'Exposed' The mut...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Income Protection

IPAW 2026: Rethinking income protection for modern working lives

IPAW 2026: Rethinking income protection for modern working lives

AI in advice

Jaskeet Briah
clock 25 September 2026 • 4 min read
IPAW 2026: Claims stories and adviser skills

IPAW 2026: Claims stories and adviser skills

"We've got to get it right at that moment"

Jaskeet Briah
clock 24 September 2026 • 4 min read
IPAW 2026: Protecting income through change

IPAW 2026: Protecting income through change

Inclusive advice for diverse demographics

Jaskeet Briah
clock 23 September 2026 • 5 min read