Insurers postponing applications and stopping medical screenings is preventing clients from getting cover
Earlier today Aviva announced that it is no longer requesting medical evidence for protection applications to help ease the strain on the NHS during COVID-19. As a result, cover will not be offered to those requiring a GP report at underwriting stage. Alan Knowles, chair of the Protection Distribution Group (PDG), agreed that it is absolutely necessary to remove additional pressure on the health service at this time, however added that insurers need to look at alternative ways to underwrite clients....
When making a life, critical illness or IP claim
Despite no longer requesting medical evidence
Subject to certain criteria
Customers asked to reapply after fixed period
Rising to 7.8% in people over 80