Evidence suggests e-cigarettes are safer than smoking - IFoA

The e-cigarettes working party, initiated by the Institute & Faculty of Actuaries (IFoA) in July 2016, has issued a paper exploring the impact of e-cigarettes on life and health insurance in the UK titled ‘No smoke without fire?'. In the absence of long-term health data and studies directly measuring the mortality and morbidity of e-cigarettes, the research considers their more immediate health impact and compares them directly to the material output of tobacco products. While it does state that the outlook is complicated by the high percentage of users of both e-cigarettes and cigare...