Institute and Faculty of Actuaries says it is important to distinguish between UK and US rules
Last week we reported on a Reuters article revealing that three major reinsurers had issued updated guidance urging life insurers to be more cautious around pricing for some vapers, following a slew of e-cigarette related deaths in the US (a total that has reached 47). The types of vapers mentioned included younger users (under 25) and those exposed to substances considered more toxic which are legal in the States, such as Tetrahydrocannabinol (THC) and cannabis oil. The Institute and Faculty...
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John Downes explores the underwriting considerations for hypertension