People who have been offered cover have conditions such as personality disorders and PTSD
Royal London has, since March, been piloting a mental health underwriting philosophy using a panel of adviser firms - Cura, Moneysworth and The Insurance Surgery - which specialise in sourcing cover for those with a history or mental or physical health conditions. Designed to assign cover to those with severe mental health conditions who would traditionally be declined, the insurer said it has offered cover to 75% of applicants who would typically be uninsurable. This includes those who have psychosis,...
Sue Clark appointed as senior underwriter
From 20 April
4.7 million people living with the condition in the UK
Five reasons why
But L&G boss says it’s ‘not a major risk’