UK General strikes income protection scheme deal

clock

Specialist insurer, UK General, has designed a bespoke income protection policy in a deal with Best Insurance.

he Leeds-based specialist insurer claimed the cover included a "unique combination of areas of cover".

Among them are up to 30 days' holiday allowance between jobs, cover during a new job's probationary period and a reduced claims qualifying period of 60 days, as well as legal expenses cover up to £25,000.

Kesh Thukaram, director at Best Insurance, said: "We looked at various underwriters and found that UK General was extremely enthusiastic about tailoring an innovative product based on extensive customer feedback and understanding customers' core requirements.

"They have given us the flexibility to develop a truly unique product from the ground up, which goes far beyond standard policy wordings and is a true reflection of what customers need and want in an income protection product."

Karen Beales, MD of schemes at UK General, said: "Developing the income protection scheme with Best Insurance was a genuine partnership and one in which we could use our specialist knowledge and capability to build a bespoke product they knew customers would respond well to.

"Brokers are seeing more and more that having the option to develop niche and specialist policies based on deep customer understanding enables them to stand out in their markets and develop longer-lasting customer relationships."


More on Income Protection

National Friendly adds protection products to Primis panel

National Friendly adds protection products to Primis panel

Bringing specialist protection products to a wider adviser and client base

Jaskeet Briah
clock 06 July 2026 • 1 min read
Royal London updates IP proposition

Royal London updates IP proposition

Modern working lives

Cameron Roberts
clock 01 July 2026 • 2 min read
IPTF launches 7Families Revisited series

IPTF launches 7Families Revisited series

Revisiting three original families

Jaskeet Briah
clock 29 June 2026 • 1 min read

Highlights

COVER Survey: Advisers damning of protection insurer service levels

COVER Survey: Advisers damning of protection insurer service levels

"It takes longer than ever to get underwriting terms"

John Brazier
clock 12 October 2023 • 5 min read
Online reviews trump price for young people selecting life and health cover

Online reviews trump price for young people selecting life and health cover

According to latest ReMark report

John Brazier
clock 11 October 2023 • 2 min read
ABI members with staff neurodiversity policy nearly doubles

ABI members with staff neurodiversity policy nearly doubles

Women within executive teams have grown to 32%

Jaskeet Briah
clock 10 October 2023 • 3 min read