Dan Jennings, a 32-year-old non-smoker, wants to take out a critical illness (CI) plan. He is a lega...
Dan Jennings, a 32-year-old non-smoker, wants to take out a critical illness (CI) plan. He is a legal executive and earns £31,000 a year. Married to Helen, a 30-year-old housewife, who is also a non-smoker, Dan has two adopted children, aged seven and aged five. The family are all in good health. Dan is particularly interested in plans that offer some element of CI buy-back cover and is also keen to include children's cover if it is available. He has an existing repayment mortgage with a debt of £60,000 still outstanding, with 15 years left on the term and savings of £15,000. Both Dan and Helen have what they consider is sufficient income protection and life cover through Dan's employer. What are his CI cover options?
