Does ABI guidance put terminal illness cover on life support?

There was a flurry of excitement among protection watchers on 23 November as the Association of British Insurers (ABI) issued the public consultation on its review of the statement of best practice for critical illness. Earlier news causing widespread concern had been that reducing the minimum standard for all stage 1 cancers to a partial payment of 25% was on the table. The consultation in its final form, however, turned out to be less headline-grabbing. There was no sign of reducing stage 1 payments. Instead, there was only a proposal to allow exclusion of the now non-threatening early...