HSBC Life launches critical illness plans - CIExpert analysis

After entering the advised space with a life assurance proposition last year, HSBC Life has followed it with the launch of two critical illness products - critical illness and critical illness plus - both only accessible to advisers via UnderwriteMe. Each are available as a standalone plan or with integrated life insurance. CIExpert director Alan Lakey said the model follows the trend started by Aviva "where a lower cost basic plan runs alongside a more expensive and more comprehensive version". The basic plan offers 38 named conditions, two additional payment conditions (for low grad...