Underwriting

Debra Bradley assesses the impact of worldwide travel,smoking and cannabis use on respiratory diseases and theunderwriting of those conditions

Some thyroid gland disorders can have serious implications. Simon Taylor gives an underwriter's view of the various levels of risk associated with each condition

Cardiac arrhythmia is a common heart problem. Paula Kemp explains what advisers should know when sufferers apply for life and health cover

Sion Pedrog outlines some common blood disorders and asks how underwriters view different conditions

Alcoholism and drug abuse are serious medical conditions that can prove fatal. Christina Sharples explains how underwriters view applicants with a history of these disorders

Claire Mackie defines some common heart valve diseases and explains how underwriters view these conditions

Respiratory disorders are among the most common conditions underwriters see disclosed on application forms for life and health cover. Nicola Wharrier examines the facts

As employers send more staff to work abroad, international PMI providers are having to be more innovative with products to meet this growing demand. Judith Goodwin investigates

Although much focus is placed on critical conditions, advisers would do well to get to grips with the underwriting implications of everyday illnesses, says Debbie Bolton

Mark Preston examines heart valve diseases and outlines how they can affect applications for life and critical illness cover