Underwriting

Respiratory disorders are among the most common conditions underwriters see disclosed on application forms for life and health cover. Nicola Wharrier examines the facts

As employers send more staff to work abroad, international PMI providers are having to be more innovative with products to meet this growing demand. Judith Goodwin investigates

Although much focus is placed on critical conditions, advisers would do well to get to grips with the underwriting implications of everyday illnesses, says Debbie Bolton

Mark Preston examines heart valve diseases and outlines how they can affect applications for life and critical illness cover

Respiratory disorders are among the most common conditions that underwriters see disclosed on propos...