Individual Protection

Followed by affordability and customer service

For critical illness cover

Sentenced to three years imprisonment

Latest Adviser Watch report finds

"The need for life, CI or IP can never rightly be questioned"

Changes in definitions for cancer, dementia and heart attack

Policies still "far from immune" to cost of living impact

Can contribute to economic and domestic abuse

"Only going to become more and more common unless we do something about it"

"The product simply does not meet the immediate needs of those consumers"