CIExpert on Vitality SIC changes

Full analysis

Adam Saville
clock • 5 min read

‘All changes are positive and serve to increase likelihood of a successful claim,’ says Alan Lakey

Vitality has made a number of enhancements to its serious illness cover (SIC) plans, including changes to optional child cover. Taking effect on 23 November, existing policyholders are able to upgrade their plan to include the upgrades (subject to underwriting). As well as additional four conditions, there have been changes to six existing conditions as well as children's cover, while 23 conditions will be paid out on once claimant is added to the NHS waiting list. "All of the changes are positive and serve to increase the likelihood of a successful claim," said Alan Lakey, directo...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Critical Illness

Aviva and Tesco launch critical illness cover

Aviva and Tesco launch critical illness cover

Children's CIC included

Jaskeet Briah
clock 06 May 2026 • 1 min read
A wake-up call: Cancer prevalence and protection

A wake-up call: Cancer prevalence and protection

“We can no longer walk away from this conversation”

Cameron Roberts
clock 12 March 2026 • 5 min read
CIExpert adds Guardian to Children's CI Customiser Tool

CIExpert adds Guardian to Children's CI Customiser Tool

Cover amount between £10,000 and £100,000

Jaskeet Briah
clock 27 January 2026 • 2 min read