Feature

With one in two total permanent disability (TPD) claims currently being declined, Johanna Gornitzki asks whether this element of critical illness is doing more harm than good

Skin cancer affects 65,000 people in the UK every year. Rachel Hanslope explains what underwriters take into account when looking at this area

As technology develops and becomes more sophisticated, portals have become essential tools in the daily life of an IFA. Johanna Gornitzki takes a closer look at how they work

Training is an integral part of an advisers' professional development, but with little spare time and much to learn, choosing the best option is not easy, says Johanna Gornitzki

Safeguarding healthcare needs is crucial, but it comes at a price. Claire Ginnelly explains the ways to cut costs while remaining covered

The key to business success is a good marketing strategy. But where do you start and what do you need to know? Kirstie Redford explains

Putting a life policy into trust should be far more commonplace than it is, especially as the benefits are plentiful. Julie Hutchison explains

FSA regulation has seen the introduction of a competence exam for LTC advisers. Peter Madigan explores whether this will mean better advice for customers, or just more red tape

As one of the main causes of deaths in the UK, coronary heart disease needs careful assessment. Joanne Braham explains

Escalating PMI premiums and a crippled NHS have forcedconsumers to look for other alternatives. Could self-pay be atangible solution? Johanna Gornitzki investigates