Feature

Putting a life policy into trust should be far more commonplace than it is, especially as the benefits are plentiful. Julie Hutchison explains

FSA regulation has seen the introduction of a competence exam for LTC advisers. Peter Madigan explores whether this will mean better advice for customers, or just more red tape

As one of the main causes of deaths in the UK, coronary heart disease needs careful assessment. Joanne Braham explains

Escalating PMI premiums and a crippled NHS have forcedconsumers to look for other alternatives. Could self-pay be atangible solution? Johanna Gornitzki investigates

Extensive work carried out by the FSA, ABI and FOS shouldhelp restore confidence in reviewable rate products, as NickKirwan explains

The popularity of retiring to the sun and the marchof globalisation has created opportunities in theinternational PMI market. Peter Madigan reports

Standard Life Healthcare's new study into customercare reveals a need for more emphasis on the customerexperience as a whole. Claire Ginnelly explains

With risk equalisation likely to become a reality in the Irishhealthcare market, Peter Madigan looks at the how thebattle is shaping up for providers involved

Technology is playing an increasingly important role in theway IFAs conduct their business. David Child reports on theattitudes in the market

Debra Bradley assesses the impact of worldwide travel,smoking and cannabis use on respiratory diseases and theunderwriting of those conditions