Feature

Following the recent publication of Defaqto's annual income protection report, Nick Telfer takes a closer look at the issues surrounding the misunderstood cover

With the UK still behind the US on underwriting stringency, is it time to up the tempo and introduce a non-contestability clause as a remedy to non-disclosure? Edward Murray reports

The A-Day changes have made PTA product of the day for all market advisers, but in being too specialised does it mean sour grapes for others? Samantha Downes investigates

There are so many aspects of a business that require protection so why are advisers shunning this sector? Alun Beynon investigates

When underwriting current or past drug users there are various ways to minimise the risk of covering unscrupulous policyholders. James Jones tackles the issues

With benefits for both firms and employees, Derek Findlayson outlines why SMEs should consider embracing private medical insurance and how advisers can best sell it to clients

With Britain officially crowned the 'fat man of Europe' how does the rise in obesity size up for the insurance industry and policyholders in general? Lucy Quinton investigates

Following last month's groundbreaking new age discrimination legislation, employers must reconsider their group IP strategies with a view to keeping staff in work. Wojciech Dochan explains

New proposals published by the Law Commission in September could be crucial for the protection industry. Nick Kirwan hopes they will boost lacking consumer confidence

Industry consenus would tell you that the long term care market is almost completely redundant. However, the need for cover is still acute, argues Nicky Cave