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The debate about when an ill or injured employee should rejoin the workforce has resulted in traditional medical methods being questioned. Helen Merfield explains

Do lower-paid, higher-risk jobs still demand income protection more than white-collar ones? Lucy Quinton finds out if cover remains less affordable for some than others

Being diabetic does not necessarily rule a potential client out of the protection market, Helen Cliff charts the possibilities

The financial impact of defining illnesses as acute or chronic can mean some policyholders go without the care they need. Dave Priestley delves into an emotional area

In the wake of shock pre-Budget revelations possibly marking the end of PTA, Lucy Quinton reports on industry predictions for 2007 from the latest COVER survey

Survey: Majority believe a generic campaign and media push are essential

NEWCOB is a bold step towards a principles-based era, but while some see it as a chance for the industry to evolve, others think nothing much will change. Sam Barrett investigates

While non-disclosure is one of the main reasons a claim is declined, consumers still do not think they should be rejected when the facts left out are non-linked, writes Warren Copp

Chronic obstructive pulmonary disease is a respiratory condition affecting a worrying percentage of the British population, says Rachel Hanslope