Feature

The results of COVER's recent DISCOVERED research, sponsored by PruProtect, confirmed price as the most influential factor when advisers recommend products. Johanna Gornitzki reports

Joy Reymond explores how rehabilitation programmes can help employers encourage their employees back to work as quickly as possible, regardless of the severity of illness or injury

As international mobility improves and more people choose to live and work overseas, Tim Slee explains the effect this is having on the demand for international PMI

Or is it? Women may pay less for car insurance but it is the fairer sex that ends up out of pocket when it comes to protecting against long-term illness. Samantha Downes asks whether it is fair for women to pay higher premiums

As the industry steps up efforts to ensure full disclosure of information at application stage, Phil Brown explores how underwriting can be made more effective

The EU hopes to eradicate the risk of gender discrimination when insurers assess premiums with its Equal Treatment Directive. Peter Carvill explores how male and female claims compare

The relationship between people and drugs can be a self-destructive one as what often starts out as a leisure activity can turn into a life-threatening dependence. Sarah Parkinson explains

With the majority of intermediaries supporting increased sharing of SME claims information in the PMI sector, Claire Ginnelly questions why the industry remains stuck in the mud

Affordable premiums, customer-friendly sales processes and complete confidence that valid claims will be paid. Warren Copp ponders a utopian protection industry

With British soldiers involved in two major conflicts, the low levels of compensation awarded to those killed and injured has been brought into stark focus. Sam Barrett looks at the role insurers can play