Feature

Lack of sleep is a genuine problem for many and fast being recognised as having knock on effects impacting on employee benefits. Peter Mills explains

My clients are a newly married couple aged 33 and 29. They both value their personal private medical insurance (PMI) plans but are concerned that rising premiums mean they may have to surrender them. What options are available that could persuade them...

If there is a lesson to be learnt from the South African Zimele standard, it is to have product standards not standard products. Greg Becker explains

The reorganising of the NHS will open opportunities for private health provision. Richard Walsh highlights likely scenarios

All companies look to assess life claims promptly and efficiently, yet delays do occur, mainly due to probate. Alex Isted looks at an initiative to solve this problem

With sluggish sales, a tough economy and the government's reform of welfare provision, Owain Thomas writes that the timing is right for income protection to finally receive the level of attention it deserves

The Cycle to Work scheme has been growing in popularity. However, have HMRC guidance plus a recent court ruling put a spanner in the spokes? Paul Bartlett investigates

Heart attacks normally mean huge critical illness ratings, Julie Hopkins looks into new and existing medical research of this condition

I sold my client a family income benefit (FIB) plan which has subsequently been claimed on. However, I was surprised to discover that the provider convinced my client to take the benefit as a lump sum instead. Should the adviser be informed about this...

As the dust settles, Peter Barnett gives his view of the Spending Review's impact on financial services and the economy in general