Feature

Is it time for intermediaries to look at whole of life cover as more than an Inheritance Tax planning tool and to take a multi-usage approach, asks Jennifer Gilchrist.

Tarred by the PPI mis-selling scandal, many lenders have dumped mortgage payment protection insurance propositions for short-term income protection products. However, Nicola Culley finds some brokers insisting there is a future for this ‘simple product...

In the modern workplace stress is no longer a peripheral matter. Philip Wood notes it can be key in making a sale to an employer.

While demand for private health cover may be stabilising overall, ‘very difficult times' are predicted for individual policies. Nicolas Culley finds innovation and customer service are key in fighting the channel's decline.

After travelling the globe we return home to consider one of the rising stars of recent times: underwritten annuities. Greg Becker investigates aspects the wider market could emulate.

So, what are the knowns and unknowns of the forthcoming Gender and I minus E changes? Mark Jones takes us through a few wrinkles

No longer just an insured benefit, group IP is making waves with a range of additional features and is set to benefit from auto-enrolment and changes to the default retirement age. Nicola Culley finds out why it could be a gold mine for advisers.

The taxation of trusts written for whole of life policies can easily be reduced. Ian Smart explains the Rysaffe Principle.

Dr Ulrike Sucher looks at the growing problem of chronic conditions and explains how international health insurers are providing clients with more options.

The Gender Directive is creating a fluid situation in protection markets, with insurers only just coming to conclusions. Andy Milburn outlines the state of play so far.