Feature

The taxation of trusts written for whole of life policies can easily be reduced. Ian Smart explains the Rysaffe Principle.

Dr Ulrike Sucher looks at the growing problem of chronic conditions and explains how international health insurers are providing clients with more options.

The Gender Directive is creating a fluid situation in protection markets, with insurers only just coming to conclusions. Andy Milburn outlines the state of play so far.

I have an SME corporate client who is hugely keen on purchasing group income protection, but they are finding it hard to see it as anything more than extra cost. How can I advise on this and what product types should I suggest?

The health cash plan market seems to be in a bit of a David and Goliath situation.

Life is often referred to as a game where people decide to either play it safe or take a chance. But, asks Kirsteen Grant, are they assessing their risk correctly?

As stated in July, the more things change the more they stay the same - but how are systems checked and how are they assessed? Gill Salton explains.

Keep It Simple Stupid: The Review of Simple Financial Products is a significant strategic development in the protection sector. Richard Walsh highlights some key issues and a few problems in the making.

In the third of a series of articles exploring the finer points of critical illness protection, CIExpert's Alan Lakey discusses the new ABI+ definition.

For many in the third world, micro-insurance is where their protection purchasing history will start, and maybe this is where many should start in the developed world too? Greg Becker looks to Tanzania.