Welfare reform

Advisers are missing out on the opportunities to sell income protection (IP) presented by the new fit note and Welfare Reform Act, research suggests.

Terminally ill cancer patients and people undergoing chemotherapy are being threatened with benefit cuts if they do not attend back-to-work interviews, Macmillan Cancer Support and Citizens Advice have warned.

Vocational rehabilitation seems like a self explanatory term, but what does it mean and how can it help? Linda Baker explains

Last month's COVER Focus on income protection (IP) mentioned October's introduction of Employment and Support Allowance (ESA) as a prompt to the public to realise how little state support they would get if they were too ill to work.