IP

I have noted an increase in the proliferation of short-term income protection (IP) policies, and have several clients preferring it to full IP. Given the return-to-work statistics for the longer-term sick, I worry about selling these products to people...

I have a client looking to buy life and income protection (IP) cover. My problem is that, although he has indefinite leave to remain in the UK, he is a refugee and has no long-term medical or financial history. What problems are we likely to encounter?...

PG Mutual has signed up to COVER's campaign to reform the assessment of claims for income protection (IP).

My 45-year-old client was made redundant due to the recession, but has recently started a new yet much lower-paid job. With his income protection (IP) policy covering his last wage level, he is now over-insured and would not be able to claim his full...

Paul Avis discusses the benefits and pitfalls for advisers considering the group protection sector.

With white papers due this year on long-term care (Dilnot Review), sickness absence and also the Treasury's work on simple products, how much explicit help (not just macro changes to benefits and the NHS) would you want the government to give the industry?...

Jason Sadler of Cigna discusses his company's approach to healthcare with Paul Robertson.

So, you haven't sold income protection to your clients. What's the worst that can happen? According to John Bridge, an awful lot...

Owain Thomas finds that, sometimes, driving a Ford Focus rather than an Aston Martin is a good thing

By way of a Christmas present, the FSA and the OFT are consulting on guidance about new post PPI products, such as short-term IP (STIP).