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ESA

Adviser / Broking

Mortgage support benefit cuts will affect protection advisers

Switching of SMI from benefit to loan and changes to JSA and ESA waiting times should be noted

clock 12 April 2018 • 2 min read

Employee Benefits

An in-depth look at the 2016 Group Risk Market

The UK Group Risk market - more employees and premiums, but still too few employers writes Paul Avis.

clock 17 November 2016 • 8 min read

Individual Protection

Think tank proposes scrapping current disability benefit system

The out-of-work benefits system for people with a health condition or disability is ‘broken' and should be scrapped in favour of a single working age benefit, a major report has urged.

clock 05 February 2016 • 4 min read

Income Protection

IP: The state of benefits

Considering income protection in the context of state benefits is not a one-size‑fits-all affair. Steve Payne investigates.

clock 28 August 2014 • 8 min read

Regulation

Employment and Support Allowance needs fundamental redesign - MPs

Flaws in the Employment and Support Allowance (ESA) are so grave that simply re-branding the the Work Capability Assessment (WCA)) by appointing a new contractor will not solve the problem, the Work and Pensions Committee has said.

clock 23 July 2014 •

Marketing

Bah humbug!

The interaction of protection products and the welfare state can throw up anomalies, but there are solutions. Nick Kirwan explains.

clock 21 January 2014 • 6 min read

Employee Benefits

Sick pay - how much do you get?

Sick pay can be a confusing notion for employers and employees alike. Hannah Uttley explores staff coverage.

clock 25 July 2013 • 8 min read

Marketing

Cancer patients given full ESA benefits

Changes to the work capability assessment which aim to improve the way it assesses the effect of cancer treatment are being introduced today, meaning many people will no longer be forced to work or look for work while dealing with the effects of the disease....

clock 28 January 2013 •

Income Protection

Widespread confusion about sickness benefit entitlement

The majority of UK adults have no awareness of limited state support should they be unable to work through illness or disability, according to Zurich research.

clock 14 December 2012 •

Client Acquisition

Over half claiming ESA fail the assessment - DWP

Government figures for the quarter to August 2011 reveal that 54% of people who go through the Work Capability Assessment are found fit for some form of work.

clock 24 April 2012 •
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