Toni Smith, distribution director, Sesame, discusses how changing client dynamics are impacting how advisers interact with the market.
For decades, protection conversations with customers have largely been anchored to predictable and ‘traditional' life events. Buying a home, getting married and starting a family have typically been when people have been most open and willing to the idea. Therefore, advisers have used these milestones as the natural points to introduce life insurance, critical illness cover and income protection to their clients. However, wider society and UK demographics are changing. It's increasingly clear that these traditional triggers no longer capture the full spectrum of modern British life. B...
To continue reading this article...
Join COVER for free
- Unlimited access to real-time news, key trend analysis and industry insights.
- Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
- Receive breaking news stories straight to your inbox in the daily newsletter.
- Members only access to monthly programme 'The COVER Review'
- Be the first to hear about our CPD accredited events and awards programmes.