Two key medical underwriting trends impacting your clients in 2024

Mental health and the right to be forgotten

clock • 3 min read

Darren Lee, head of underwriting and claims, John Lamb Hill Oldridge, discusses two possible underwriting changes that could rise to the top in 2024.

Clients who have mental health conditions or who have had cancer in their lifetimes may fear that their premiums could be higher. Fortunately, recent changes to legislation and shifts in cultural attitudes have meant that these particular conditions may not be as costly as clients would imagine. Mental health consistency In recent years, society has experienced a widespread shift for the better in how we talk about and approach mental health. In the past, mental health disorders were less frequently disclosed on life insurance questionnaires, perhaps because consumers felt embarrassed ...

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