Rebroking protection under Consumer Duty

In the run up to 31 July 2023, there were more articles on the Consumer Duty than you could shake a stick at. In truth, most trotted out the same stuff: a sea change in attitude, the need for all to fully embrace a cultural shift, it was a license to print money for consultancy firms, the list goes on. Now we are in the thick of it: witnessing the application of PS22/9 and the practical implications of the changes most of us have had to make to almost all aspects of how we operate: including advice. One of the more controversial protection advice issues, with divergent views between dist...