Holly Hill: Protecting yourself against the impact of divorce

"Post-divorce everyone needs to review their protection needs"

clock • 3 min read

Holly Hill, insurance broker at John Lamb Hill Oldridge, examines the impact of divorce on insurance arrangements and how proper understanding of policies can alleviate client distress.

In 2022, record numbers of people are experiencing divorce and entering the brave new world of single life. On 6 April 2022, the Divorce, Dissolution and Separation Act came into force, allowing couples to legally end their relationship without attributing any blame and hopefully reducing the likelihood of conflict. Nevertheless, divorce proceedings can be expensive, time consuming and throw up some life insurance issues which need to be considered. Joint-life policies for IHT Where a divorcing couple have an existing joint-life policy, unless there is a ‘separation benefit' or ...

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