Covid-19 has caused significant disruption across the protection space, especially for those that high-risk individuals looking for life cover and the brokers that specialise in this area, writes The Insurance Surgery's Alex Monteith.
The Covid-19 pandemic has been hard on everyone. From health issues to economic problems, everyone has been affected somehow. At The Insurance Surgery, we have been impacted most through underwriting restrictions imposed by insurance providers; as we specialise in finding cover for high-risk clients this left us unable to help many of our at-risk customers, leaving them unprotected. "The clients considered to be very high risk have been denied insurance when in normal times, they would have been insurable," says Tom Heyes, protection advisor at The Insurance Surgery Shortly after the ...
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