Melissa Collett: Access to insurance

clock • 4 min read

Providing better protection to people with mental health problems, disabilities and 'just about managing' families on Universal Credit will help improve trust

We're seeing a change in the attention being given to access to insurance. No longer is it seen as just about accommodating non-standard business. Nor is it seen as something that affects other people. Access to insurance is now being recognised as something that permeates many lives. Take mental health for example. One in four of us will experience some form of mental illness in our  lifetimes. That number means that we are all going to have someone in our family or near family who will have those experiences. Yet people with mental health problems are more than twice as likely to have ...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Individual Protection

Mental Health Awareness Week is not just for clients

Mental Health Awareness Week is not just for clients

Mental health resources and opinion

Cameron Roberts
clock 15 May 2026 • 4 min read
Third of LV= customers accessing mental health support aged 26-35

Third of LV= customers accessing mental health support aged 26-35

Anxiety primary reason for access

Jaskeet Briah
clock 14 May 2026 • 1 min read
£1m paid out to Waddle Insurance customers

£1m paid out to Waddle Insurance customers

Average claim took 90 days to complete

Jaskeet Briah
clock 07 May 2026 • 2 min read