Partied out and penniless

December has left me destitute. My piggy-bank lies broken and empty, my lunchtime meal deal feels like an extravagant expense and I'm down to the Bountys in my box of Celebrations.  But I won't mourn my dearly departed pennies. Between buying gifts for loved ones (then deciding to keep them for myself) to treating my mum to that ever so festively-expensive mulled wine, I'm proud of my vacant purse. New Year. Same priorities. January is a time of reflection. And it's made me think just how lucky I am to be able to indulge in these luxuries. Where would I have been without my steady ...