First critical illness claim paid under Guardian cover upgrade

For claimant with Parkinson’s

John Brazier
clock • 2 min read

Challenger insurer Guardian has confirmed the first claim under its cover upgrade promise, launched in 2018, has been paid out to a critical illness claimant.

Guardian stated that the promise forms a "central part" of its strategy to secure better customer outcomes, by treating existing customers in the same way as new ones. The promise means Guardian will check a claim against both the critical illness definitions that the customer bought, as well as the critical illness definitions for new customers, and to pay out if the claim is valid under either. The claimant originally took out cover with Guardian in July 2019, when its definition of Parkinsons was: "A definite diagnosis by a UK Consultant Neurologist of idiopathic Parkinson's dis...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Insurer

The Exeter adds Real Life to iPipeline

The Exeter adds Real Life to iPipeline

Product joins Advanced Underwriting platform

Cameron Roberts
clock 09 December 2025 • 1 min read
Increase in family-friendly policies for ABI members

Increase in family-friendly policies for ABI members

Firms offering surrogacy and IVF support

Cameron Roberts
clock 03 December 2025 • 2 min read
Recognising National Grief Awareness Week

Recognising National Grief Awareness Week

2-8 December, 2025

Cameron Roberts
clock 02 December 2025 • 2 min read