Vitality removes “majority” of underwriting restrictions put into place at the height of the Covid-19 pandemic
The protection and health insurer stated that due to the ongoing vaccination programme and a reduction in Covid-19 infection and mortality rates, it had updated its automated underwriting rules and pre-underwriting quote tool, Spectra. As such, restrictions placed on the maximum ratings that could be offered on a number of chronic conditions which were thought to be at an additional increased risk owing to Covid have been removed. Vitality will now offer its normal maximum ratings for these applications....
Service aimed at giving faster access to insurer’s network of specialists
Insurers have ability to use AI, but often choose not to
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'We get to speak about protection, which is something I am really passionate about'
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