Vitality removes Covid underwriting restrictions

The protection and health insurer stated that due to the ongoing vaccination programme and a reduction in Covid-19 infection and mortality rates, it had updated its automated underwriting rules and pre-underwriting quote tool, Spectra. As such, restrictions placed on the maximum ratings that could be offered on a number of chronic conditions which were thought to be at an additional increased risk owing to Covid have been removed. Vitality will now offer its normal maximum ratings for these applications. Meanwhile, restrictions placed on some older lives, mainly those aged 65 and over...