How Covid-19 is changing the role of the insurer

From transactional to ongoing support

clock • 5 min read

Ali Crossley, managing director, distribution at Legal & General, gains adviser views on how the industry should bring added-value services to the fore.

Covid-19 has not only caused a seismic shift in society, it has also changed the role of the protection insurer in the eyes of both customers and advisers. As we begin moving through this phase of the pandemic, now is the time for providers to take stock and consider what people want and need from a modern protection insurer. Over the past few years we have seen the role of the insurer shifting away from one that's merely transactional and which has little engagement with customers. For decades taking out protection insurance was often a grudge purchase, with customers shoving a policy a...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Individual Protection

Quarter of over-55s have informed executors on how to locate protection policies

Quarter of over-55s have informed executors on how to locate protection policies

Canada Life research findings

Jaskeet Briah
clock 11 September 2026 • 2 min read
Sorry (not sorry) to interrupt

Sorry (not sorry) to interrupt

World Suicide Prevention Day

Cameron Roberts
clock 10 September 2026 • 3 min read
Over half of parents financially impacted by their child's illness or injury

Over half of parents financially impacted by their child's illness or injury

MetLife’s Everyday Risk Report

Jaskeet Briah
clock 09 September 2026 • 2 min read