Group IP to 'remain as it would' for furloughed employees

Two major group risk providers have confirmed that employees furloughed, or put on reduced hours or pay, during the coronavirus pandemic will remain covered at their full level of benefit entitlement. Unum said that for those with reduced hours, it is able to provide cover on the basis of the normal contractual hours rather than the reduced hours, even if hours are reduced to zero at this time. For employees requested to take a temporary pay cut, Unum will continue to insure benefits based...