In the first of a case study-led series around the claims and underwriting journey, COVER senior reporter, Jaskeet Briah, speaks to Drewberry’s independent health and protection expert, Alex Weir, about a case he had to relentlessly push through to secure cover for his client with pre-existing health issues.
In December 2022, one of Weir's first clients was seeking relevant life insurance to protect his wife and child, hoping to leave a legacy as he had several health concerns including non-alcoholic fatty liver disease and arthritis. "Finding the cover itself was that much more difficult, because it [the health concerns] weren't just a bad back, we had to do quite an extensive search," Weir says. Ultimately, Aegon were the client's only viable option, as most insurers wanted to postpone since he was having some investigations completed. Aegon were willing to cover the client but recommen...
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