Spotlight: Alcohol misuse

"Often excess alcohol consumption is only discovered when a claim is made"

clock • 4 min read

Vitality's John Downes examines the history, variations, symptoms and underwriting considerations of alcohol misuse.

January 2023 was ‘Love Your Liver' awareness month and many people also took on the challenge of ‘Dry January', often in an attempt to compensate in some way for any excesses of the festive season and high consumption of alcohol often associated with it. With this in mind, it seems like the opportune time to have a closer look at the impact of alcohol use and misuse. The use of alcohol dates back thousands of years, with alcoholic drinks thought to exist in China as far back as 7,000 BC. The Babylonians (present day Iraq) worshipped a wine goddess, and ancient Greek literature is full...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Underwriting

Zurich personal protection and IP added to UnderwriteMe platform

Zurich personal protection and IP added to UnderwriteMe platform

Eighth insurer to offer ‘Buy Now’ option

Cameron Roberts
clock 28 August 2026 • 1 min read
Guardian reduces underwriting wait times

Guardian reduces underwriting wait times

Less than one-day average in Q2 2026

Cameron Roberts
clock 27 August 2026 • 2 min read
The COVER Review: claims, vulnerable customers, CPD

The COVER Review: claims, vulnerable customers, CPD

Week commencing 15 June 2026

COVER
clock 22 June 2026 • 1 min read