Income protection: Mental health under the spotlight

Protection Guru analysis

clock • 5 min read

Adam Higgs weighs up the mental health support available through IP providers

It is no secret that mental health is the second most common cause of income protection claims. The effects of conditions such as stress, depression or anxiety can be debilitating and the thought of work, especially if the working environment is a factor, can exacerbate the problem. There are a number of services and product features offered by income protection insurers that aid those suffering from mental health. These range from those designed to help deal with the cause, through to helping the client back into the working environment. How such benefits are offered will vary fro...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Income Protection

IPTF releases final instalment of 7 Claims Stories

IPTF releases final instalment of 7 Claims Stories

What good claims handling looks like

Cameron Roberts
clock 05 October 2026 • 2 min read
Aviva expands AI underwriting to income protection

Aviva expands AI underwriting to income protection

Summarisation of medical reports

Jaskeet Briah
clock 30 September 2026 • 1 min read
IPAW 2026: Rethinking income protection for modern working lives

IPAW 2026: Rethinking income protection for modern working lives

AI in advice

Jaskeet Briah
clock 25 September 2026 • 4 min read