Income protection - stepping up to meet the needs of the self-employed

clock • 5 min read

The Exeter's Nick Jones discusses the rise in self-employed people and the protection solutions out there for these individuals.

The UK workforce is changing. Barely a week goes by without another gig ‘employer' such as Uber or Sports Direct coming under the spotlight.   Equally, more and more people are choosing the freedom and flexibility that contracting or freelancing provides, a flexibility that increasingly reflects the way we work today.   Technology has enabled and enhanced flexible working, both in terms of core hours and geography.   The numbers   There are now estimated to be 4.6 million self-employed workers in the UK (Source: ONS), equivalent to almost 15% of the entire working...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Income Protection

Profile of an IP customer: Indexation

Profile of an IP customer: Indexation

Keeping pace

Vicky Churcher and Phil Day
clock 20 January 2026 • 3 min read
Being unable to work during ill-health impacting confidence

Being unable to work during ill-health impacting confidence

Cirencester Friendly research

Jaskeet Briah
clock 08 January 2026 • 2 min read
Profile of an IP customer: BMI and protection

Profile of an IP customer: BMI and protection

Weighing the facts

Jo Miller and Warren O'Connell
clock 11 December 2025 • 3 min read