Delving deeper into the group risk claims stats

Group income protection (IP) is getting to the stage where it no longer ‘does what it says on the tin'. That shouldn't be taken as a negative. Group IP providers have gone through a huge transition over recent years from product providers to service providers. Although income replacement/salary continuance is still an important feature, this element is taking a back seat to the arguably more important job - for employers and employees - of helping people return to their normal lives following illness or injury. Maybe something really straightforward like ‘Back to normality' support...