Underwriting

Lupus is an autoimmune disorder which varies in severity from mild to life threatening and can therefore be of little or great significance for life and disability cover.

Since April we have been hearing growing reports of a new strain of influenza virus, officially named 'H1N1' and, more commonly, 'swine flu'. Fergus Bescoby asks: What does it all mean to the insurance industry?

Capita Financial Software's research arm, Synaptic, has launched a new area of Synaptic Product Research, enabling advisers to research and recommend locum insurance products, which are designed to cover the costs of absence for medical professionals....

Today's culture bombards us with images of unrealistic expectations of how we should all look, so what does it mean for insurers as more and more people, females in particular, are subjecting their bodies to a strategy of dietary abuse?

An influential protection IFA has said he is willing to take a less commission by using only those insurers offering ‘Big T' tele-underwriting.

At progress from Royal Liver, we recently launched a campaign encouraging IFAs to adopt a customer segmentation approach. It was based on a piece of research we did on our own database with some quite insightful results.

Munich re has called for the adoption of US style ‘gap cover' in the UK. Speaking to providers at a group risk conference Andy Milburn, head of marketing, noted that membership of group schemes did not end for Americans losing their jobs, as there was...

As the sector takes on more risk Lee Lovett gives an insight into factors affecting the underwriting of group business.

The managing director of Fortis Life says advisers should ask clients medical questions during the application stage of a protection sale.

Unum has altered its Group Life product, increasing its Free Cover Limit (FCL) to £1.75 million.